Terms of use and disclaimer

Last Updated: January 2026

1. Introduction and Acceptance of Terms

Welcome to Matchday Maths ("the Platform," "Service," "we," "us," or "our"). This Disclaimer and Terms of Use document establishes the legal relationship between Matchday Maths Pty Ltd (ABN [INSERT ABN], registered in Victoria, Australia) and you ("User," "you," or "your").

By accessing or using Matchday Maths, including our website, web application, mobile applications (iOS/Android), and all related services, you agree to be bound by these terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these terms, you must not access or use the Platform.

We recommend that you read this document carefully before using our services.

2. Not Financial Advice – Critical Disclaimer

2.1 Informational Purpose Only

IMPORTANT: Matchday Maths provides sports analytics and betting intelligence information exclusively. The Platform is NOT a financial advisory service, investment advisory service, or financial product, and we do not provide financial advice.

All content, analysis, probabilities, ratings, predictions, and recommendations provided by Matchday Maths are for informational and educational purposes only. This includes but is not limited to:

• Probability calculations and model outputs
• +Expected Value (EV) analysis and indicators
• Arbitrage opportunity identification
• Staking plans and bankroll management tools
• Team and player ratings
• Historical analysis and trend data

2.2 Not a Licensed Financial Service

Matchday Maths does not:

• Hold an Australian Financial Services Licence (AFSL) or equivalent
• Provide financial product advice regulated by the Corporations Act 2001 (Cth)
• Offer investment advice, financial planning, or wealth management services
• Hold, manage, or control user funds or betting accounts
• Place bets on your behalf or execute any transactions with bookmakers
• Guarantee any returns, profits, or investment outcomes
• Make recommendations to buy, sell, or enter into any specific bet

2.3 No Fiduciary Duty

You acknowledge that Matchday Maths is not your financial advisor and does not owe you a fiduciary duty. We provide tools and information to assist your independent decision-making regarding sports betting. Your use of the Platform does not create an advisory relationship between you and Matchday Maths.

2.4 Model Limitations and Disclaimers

All predictive models, machine learning outputs, and probabilistic analyses are subject to significant limitations:

• Past performance is not indicative of future results
• Models contain assumptions that may not hold in all circumstances
• Data sources may be incomplete, outdated, or contain errors
• Unexpected events (injuries, weather, officiating decisions) can invalidate predictions
• Model accuracy varies by sport, market type, and time period
• No model can predict sporting outcomes with certainty
• Bookmaker odds and implied probabilities are dynamic and subject to rapid change

Matchday Maths makes no warranty, express or implied, regarding the accuracy, completeness, or reliability of any analysis, predictions, or information provided.

3. Sports Betting and Gambling Risks

3.1 No Guarantee of Profit

You acknowledge that sports betting involves substantial financial risk, including the potential to lose your entire stake.

The Platform provides statistical analysis and information to support informed decision-making; it does not guarantee profits, positive returns, or any financial benefit whatsoever. The information provided is analytical in nature and does not represent a promise or forecast of actual betting outcomes.

3.2 Responsible Gambling

Matchday Maths is committed to responsible gambling principles. Sports betting should be viewed as entertainment, not as a means to generate income or investment returns.

Users acknowledge that they are responsible for:

• Understanding their own financial situation and risk tolerance
• Setting personal betting limits and adhering to them
• Not betting money they cannot afford to lose
• Not using credit or borrowed funds for betting
• Seeking help if they believe they are developing a gambling problem

3.3 Prohibited Users

You may not use Matchday Maths if you:

• Are under the legal betting age (18 years in Australia and most jurisdictions)
• Are prohibited from betting under any national, state, or territorial law
• Are registered on national self-exclusion registers (e.g., BetStop in Australia)
• Are subject to any court order prohibiting gambling
• Are located in a jurisdiction where the Platform's services are prohibited
• Have self-excluded from gambling or wagering services

3.4 Responsible Gambling Resources

If you are concerned about your gambling, the following Australian resources are available:

• National Gambling Helpline: 1800 858 858 (free, confidential, 24/7)
• Gambler's Help (Victoria): gamblershelp.vic.gov.au
• BetStop: betsto.org.au (National self-exclusion register)
• Gambling Support Australia: gamblingonline.org.au
• Gamblers Anonymous: www.gamblersanonymous.org.au

We encourage all users to play responsibly and seek support if needed.

4. License and Permitted Use

4.1 Grant of License

Subject to your compliance with these terms, Matchday Maths grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, non-commercial purposes only.

4.2 Permitted Uses

You may use the Platform to:

• Access and view sports betting analysis and probability data
• Track your own betting performance using the bet tracking tools
• Generate reports and export data in permitted formats (CSV, JSON) for personal use only
• Review staking plans and bankroll management guidance
• Read educational content and blog articles
• Access ratings, rankings, and historical trend data

4.3 Prohibited Uses

You may not:

• Reproduce, distribute, or commercially exploit any content without permission
• Reverse-engineer, decompile, or attempt to access proprietary models or algorithms
• Use automated tools, bots, or scrapers to extract data from the Platform
• Sell, license, or transfer access credentials or subscription to third parties
• Use the Platform to provide services to others or resell the information
• Remove or alter copyright notices, disclaimers, or proprietary markings
• Use the Platform for any unlawful, fraudulent, or harmful purpose
• Circumvent security measures or access systems without authorization
• Attempt to interfere with the normal operation of the Platform

5. Intellectual Property Rights

5.1 Ownership

Matchday Maths retains all right, title, and interest in and to:

• The Platform and all underlying software, code, and technology
• All proprietary models, algorithms, and machine learning systems
• All content, including text, graphics, data compilations, and analyses
• All trademarks, logos, and brand materials
• All databases and data collections

These materials are protected by copyright, trademark, and other intellectual property laws in Australia and internationally.

5.2 User-Generated Content

Any content you submit to the Platform (feedback, performance data, etc.) becomes the property of Matchday Maths. By submitting such content, you grant us a perpetual, irrevocable, worldwide license to use, reproduce, modify, and distribute it without compensation to you.

5.3 Protection of Models and Algorithms

The proprietary models, machine learning systems, statistical methodologies, and algorithms underlying Matchday Maths constitute confidential trade secrets. You agree not to attempt to:

• Reverse-engineer or derive the underlying models
• Extract or reconstruct proprietary systems from outputs
• Use the Platform to replicate or compete with our modeling approach

6. Data Privacy and Security

6.1 Privacy Compliance

Matchday Maths collects and processes personal information in accordance with:

• The Privacy Act 1988 (Cth) and 13 Australian Privacy Principles (APPs)
• The General Data Protection Regulation (GDPR) for European Union users
• All other applicable data protection laws in relevant jurisdictions

For comprehensive details on how we collect, use, store, and disclose your personal information, please refer to our full Privacy Policy.

6.2 User Age Verification

By using Matchday Maths, you represent and warrant that you are at least 18 years of age. We may verify your age through documentation or third-party verification services. Providing false information about your age is a breach of these terms and may result in legal action.

6.3 Security Measures

We implement industry-standard security measures to protect user data, including:

• SSL/TLS encryption for data in transit
• Secure password requirements and two-factor authentication options
• Regular security audits and penetration testing
• Firewalls and intrusion detection systems
• Secure backup and disaster recovery systems

However, no system is completely secure. While we take security seriously, we cannot guarantee absolute protection against unauthorised access, data breaches, or hacking attempts.

7. User Accounts and Subscriptions

7.1 Account Creation and Verification

To use paid features of Matchday Maths, you must:

• Create an account with accurate, complete personal information
• Provide valid contact details and payment information
• Comply with Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) identity verification requirements
• Maintain the confidentiality of your username and password
• Accept full responsibility for all activity on your account

7.2 Subscription Terms

Matchday Maths offers subscription-based access with the following terms:

• Free Trial: 7 days of full or near-full Platform access (tier-dependent) with no payment required
• Auto-Renewal: Unless cancelled before trial expiry, your subscription will automatically renew at the chosen billing frequency (monthly, half-yearly, or yearly)
• Billing: You will be charged according to your selected tier and billing period
• Price Changes: Matchday Maths reserves the right to change subscription prices with 30 days' notice. Price changes apply to renewals, not existing active subscriptions

7.3 Cancellation and Refunds

• You may cancel your subscription at any time through your account settings
• Cancellation is effective at the end of your current billing period
• No refunds are provided for partial months or cancelled subscriptions
• You retain access until the end of your paid period
• Reactivation may be available if you choose to resubscribe

7.4 Account Suspension and Termination

Matchday Maths may suspend or terminate your account without notice if you:

• Violate these terms or the Privacy Policy
• Engage in unlawful or fraudulent activity
• Breach intellectual property rights
• Attempt to gain unauthorised access to systems
• Provide false or misleading information
• Are registered on gambling self-exclusion registers
• Pose a security risk to the Platform or other users
• Fail to comply with applicable laws or regulations

8. Limitation of Liability and Indemnification

8.1 Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Platform is provided "AS IS" without warranties of any kind
• All information, predictions, and analyses are provided without warranty as to accuracy, completeness, or fitness for purpose
• We disclaim all express and implied warranties, including merchantability, fitness for a particular purpose, and non-infringement
• We do not warrant that the Platform will be error-free, uninterrupted, or secure

8.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, in no event shall Matchday Maths be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Losses arising from betting decisions made using the Platform
• Financial losses or losses related to gambling activities
• Damages arising from system downtime, data breaches, or security issues
• Any damages exceeding the subscription fees paid in the preceding 12 months

This limitation applies regardless of whether such damages arise from breach of contract, tort, negligence, strict liability, or any other legal theory.

8.3 Jurisdictional Exceptions

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability. If you are located in such a jurisdiction, liability limitations may not apply to you. In such cases, our liability is limited to the maximum extent permitted by law.

8.4 Indemnification

You agree to indemnify, defend, and hold harmless Matchday Maths, its owners, directors, employees, and agents from any and all claims, damages, losses, liabilities, and expenses (including legal fees) arising from or related to:

• Your use of the Platform
• Your violation of these terms or applicable laws
• Your infringement of any intellectual property rights
• Your betting decisions or financial losses
• Any harm caused by your conduct or data

9. Third-Party Services and Links

9.1 External Links

Matchday Maths may contain links to external websites, APIs, and third-party services (bookmakers, odds providers, sports data sources, etc.). We:

• Do not control or endorse these third-party services
• Are not responsible for their content, accuracy, or availability
• Do not guarantee that linked services comply with applicable laws
• Are not liable for any damages arising from your use of linked services

Your use of third-party services is governed by their own terms and conditions.

9.2 Third-Party Data and API Services

The Platform integrates data from external providers (The Odds API, bookmakers, sports statistics providers, etc.). Matchday Maths:

• Does not guarantee the accuracy or completeness of third-party data
• Is not liable for delays, inaccuracies, or interruptions in data feeds
• Makes no warranty regarding third-party service reliability
• May be subject to third-party service outages beyond our control

10. Compliance with Laws and Regulations

10.1 Australian Gambling Regulation

Matchday Maths operates in compliance with:

• Interactive Gambling Act 2001 (Cth)
• Gambling Regulation Act 2003 (Vic)
• State and territory gambling and wagering regulations
• Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
• Australian Consumer Law (Competition and Consumer Act 2010)
• Spam Act 2003 (Cth)
• Privacy Act 1988 (Cth)

Our Platform provides information and analysis tools only. We do not place bets, hold customer funds, or operate as a licensed wagering service provider.

10.2 International Compliance

For users outside Australia, Matchday Maths complies with applicable laws in their respective jurisdictions, including:

• General Data Protection Regulation (GDPR) for European Union users
• Relevant state and federal gambling laws where services are offered
• Anti-money laundering and financial crime regulations
• Consumer protection and unfair contract terms legislation

Users are responsible for verifying that use of Matchday Maths is legal in their jurisdiction.

10.3 Geographic Restrictions

Matchday Maths reserves the right to restrict access in jurisdictions where:

• Our services are prohibited or require licensing
• Gambling or sports betting is prohibited
• Data protection or privacy laws impose impractical compliance burdens
• Sports betting information services are heavily regulated

11. Advertising and Compliance with Advertising Regulations

11.1 Truth in Advertising

All marketing materials, promotional content, and advertising by Matchday Maths:

• Are based on factual, verifiable information
• Do not make false, misleading, or deceptive claims
• Do not guarantee specific betting outcomes or profitability
• Include clear disclaimers that past performance is not indicative of future results
• Do not make claims about model accuracy without supporting evidence
• Comply with Australian Consumer Law prohibitions on misleading or deceptive conduct

11.2 Responsible Gambling Messaging

All marketing and promotional materials include clear messaging that:

• Betting involves financial risk and potential loss
• Our Platform provides information only, not advice
• Betting should be viewed as entertainment, not income
• Users should gamble responsibly and within their means
• Help resources are available for problem gambling

12. Changes to Terms and Services

12.1 Right to Modify Terms

Matchday Maths reserves the right to modify these terms at any time. Changes become effective upon posting to the Platform. Your continued use of the Platform after changes constitutes acceptance of the modified terms.

12.2 Changes to Services

We may modify, suspend, or discontinue services or features at any time, with or without notice. We are not liable for any disruption or discontinuation of services.

13. Dispute Resolution and Governing Law

13.1 Governing Law

These terms and all matters arising from or relating to the Platform are governed by the laws of Victoria, Australia, without regard to conflict of law principles.

13.2 Jurisdiction and Venue

You consent to the exclusive jurisdiction of the courts of Victoria, Australia for any legal proceedings arising from these terms or your use of the Platform.

13.3 Informal Dispute Resolution

Before initiating formal legal proceedings, the parties agree to attempt to resolve disputes through good-faith negotiation and, if necessary, mediation. Either party may initiate the informal resolution process by providing written notice to the other party detailing the dispute.

13.4 No Class Action

You agree that any disputes shall be resolved on an individual basis. You may not pursue class action lawsuits, consolidated actions, or representative actions against Matchday Maths.

14. Contact Information and Support

14.1 Customer Support

For questions or concerns regarding these terms, our services, or responsible gambling, please contact:

Matchday Maths Pty Ltd

Email: [INSERT SUPPORT EMAIL]Website: https://matchdaymaths.com.auRegistered Address: [INSERT REGISTERED OFFICE ADDRESS]

14.2 Complaints Process

If you have a complaint about Matchday Maths services, please submit a written complaint to our support team. We will respond within 30 business days with resolution steps or investigation findings.

15. Severability and Entire Agreement

15.1 Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be severed, and the remaining terms shall continue in full force and effect to the maximum extent permitted by law.

15.2 Entire Agreement

These terms, together with the Privacy Policy, constitute the entire agreement between you and Matchday Maths regarding your use of the Platform and supersede all prior agreements, understandings, and communications.

15.3 No Waiver

Failure by Matchday Maths to enforce any right or provision does not constitute a waiver of that right or provision.

16. Final Reminders

PLEASE READ CAREFULLY:

By using Matchday Maths, you acknowledge that you:

• Understand that sports betting involves substantial financial risk
• Accept that past performance does not guarantee future results
• Recognize that the Platform provides information, not financial advice
• Take full responsibility for your own betting decisions and financial outcomes
• Will use the Platform only for lawful purposes and in accordance with these terms
• Accept all disclaimers, limitations of liability, and indemnification provisions
• Are aware of responsible gambling resources and will seek help if needed

17. References and Further Information

Australian Gambling Regulatory Bodies:

• Liquor & Gaming NSW: www.liquorandgaming.nsw.gov.au
• Victorian Gambling and Casino Control Commission: www.vgccc.vic.gov.au
• Gambling South Australia: www.gamblingapprovals.sa.gov.au
• Queensland Office of Liquor and Gaming Regulation: www.olgr.qld.gov.au

International Compliance Resources:

• Australian Securities and Investments Commission (ASIC): www.asic.gov.au
• Office of the Australian Information Commissioner (OAIC): www.oaic.gov.au
• European Data Protection Board (for GDPR compliance): edpb.europa.eu

Version 1.0 – January 2026

This document is provided for general informational purposes. It is not legal advice. Matchday Maths strongly recommends that you consult with a qualified legal professional in your jurisdiction to ensure full compliance with local laws and regulations before launching your product.